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Welcome to Censeo

Thank you for visiting our website. We support Share to Buy customers with all their mortgage and affordability enquiries.

We are the leading affordable home ownership mortgage advisor who work with all UK Mortgage Lenders to make your home-owning aspirations a reality.

Our team are here to help you establish the value of homes that are likely to meet your income and expenditure and we will assess the share you are likely to be able to buy based on the official criteria. Once you have secured a property our experienced, friendly, and knowledgeable mortgage advisors are here to help you secure the best mortgage for your personal needs.

We work with some of the UK’s leading housing associations and developers and will help you secure a home that you can sustain and afford.

We work hard to take care of our customers and continue to support you with regular reviews to ensure you always have the best mortgage advice available.

The Buying Process

Property Search
Censeo Check What You Can Afford
Reserve Property
Apply For Mortgage with Censeo
Complete Move In

Censeo will be involved in assessing your affordability for the Housing Associations, Council or Developer and help you secure a mortgage to buy your home. Being a specialist mortgage broker in shared ownership and affordable homeownership we know the market and the requirements to make your buying process easier. We can even assist you in recommending specialist solicitors.

Just started looking – Let’s check what’s affordable

When starting to search for a home, it’s worthwhile knowing what your income and expenditure would cover in various scenarios, giving you a guide to the property value that maybe affordable for you. Using our simple and easy to use calculator helps you do this so you can focus your search more effectively. 

You’ve found a property – excellent news

If you have reserved or registered an interest in a property, then now is the time to do a detailed affordability and mortgage assessment. You can use this if you know the property you are interested in and you want to go to the viewing with a Decision in Principle which can often benefit securing a property. 

Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £395, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Financial Conduct Authority does not regulate all Buy to Let mortgages.

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