Thank you for visiting our website. We support Share to Buy customers with all their mortgage and affordability enquiries.
We are the leading affordable home ownership mortgage advisor who work with all UK Mortgage Lenders to make your home-owning aspirations a reality.
Our team are here to help you establish the value of homes that are likely to meet your income and expenditure and we will assess the share you are likely to be able to buy based on the official criteria. Once you have secured a property our experienced, friendly, and knowledgeable mortgage advisors are here to help you secure the best mortgage for your personal needs.
We work with some of the UK’s leading housing associations and developers and will help you secure a home that you can sustain and afford.
We work hard to take care of our customers and continue to support you with regular reviews to ensure you always have the best mortgage advice available.
The Buying Process
Property Search
Censeo Check What You Can Afford
View
Reserve Property
Apply For Mortgage with Censeo
Exchange
Complete Move In
Censeo will be involved in assessing your affordability for the Housing Associations, Council or Developer and help you secure a mortgage to buy your home. Being a specialist mortgage broker in shared ownership and affordable homeownership we know the market and the requirements to make your buying process easier. We can even assist you in recommending specialist solicitors.
Prepare for your mortgage.
At this stage, we would strongly recommend checking your credit report to avoid any unexpected surprises after you have reserved the property and applied for a mortgage. There are several credit reference agencies to choose from but the one we recommend is Checkmyfile – Trustpilot’s top ranked credit report service, which pulls together data from all four credit reference agencies. Get your FREE Check My File credit report by using their 30-day trial.
When starting to search for a home, it’s worthwhile knowing what your income and expenditure would cover in various scenarios, giving you a guide to the property value that maybe affordable for you. Using our simple and easy to use calculator helps you do this so you can focus your search more effectively.
If you have reserved or registered an interest in a property, then now is the time to do a detailed affordability and mortgage assessment. You can use this if you know the property you are interested in and you want to go to the viewing with a Decision in Principle which can often benefit securing a property.
Contact Us
Our office hours are 9am-5:30pm Monday to Friday excluding public holidays
Address:
Oriel House
26 The Quadrant
Richmond, Surrey
TW9 1DL
G Tilgalis played an instrumental role in facilitating my mortgage application process. As a first-time homebuyer, I found his service to be exceptionally valuable. I... wholeheartedly recommend Censeo, owing to the outstanding support provided by G Tilgalis.read more
Censeo was very helpful in helping me working out my finances and secure the property I was after. Mollie and Anthony were great, always happy to help and great at keeping... me updated on the progress of my application. Highly recommended.read more
I recently worked with Censeo as my mortgage broker for a shared ownership property, and I am truly grateful for their outstanding service. Ruth and Dwayne were instrumental... in guiding me through the entire process.Despite some unexpected hurdles with the EPC ratings for the house, Ruth's expertise and commitment were evident. She navigated the challenges efficiently, ensuring all issues were addressed promptly. Without her proactive approach, I'm certain the process would have been far more stressful.Ruth and Dwayne not only saved me a significant amount of time but also provided unwavering support during what could have been a daunting experience. Their professionalism, attention to detail, and commitment to client satisfaction are truly commendable.I highly recommend Censeo to anyone in need of mortgage services, especially for shared ownership properties. Thank you, Ruth, Dwayne, and the entire Censeo team, for turning a potentially stressful situation into a smooth and successful homebuying experience. Your expertise and personalized approach set you apart, and I am genuinely grateful for your assistance.read more
Some of the staff except for one on the assessment team who was very restrictive and took pride in being that way I, found the whole process a big waste of time and wish that... there are more other open lenders and companies to choose from other than just all shared ownership through this very restrictive broker, I feel that is really bad and I would not use this service at all or anyone that stipulated it's a condition to use Censeo rather than the broader market.read more
We purchased a flat recently and had an opportunity to use Censeo Financial as a mortgage advisor.I have to say, they are very helpful and more then capable to handle all... our questions and I will go back to them in the future as well.Thank you G Tilgalis for all your help and the professional service you provided for us.It was a big help for understanding everything as our first buy project.read more
Anthony and his team were fantastic. As first time buyers they guided us through the entire process, not just helping to secure the best deal but offered further advice with... conveyancing and insurance. They were very easy to communicate with, they always responded to emails and we are grateful for the patience they showed.We highly recommend them and will continue to use them in the future.read more
As a first time buyer of share ownership I have been advised to contact broker mortgage advisor at Censeo Financial.And Dwayne Simpson the best of the best mortgage advisor.... He got the excellent deal for me from the high street bank despite that I have very particular case.I would be always grateful to him for the time and patience to talk to me.Thank you from the bottom of my heart, you have changed my life to the best!!!read more
Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.
We will charge a broker fee of up to £445, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate all Buy to Let mortgages.
