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Trusted by many housing associations.

Shared ownership is different. Your mortgage advice should be too.

For many people, buying a home can feel overwhelming, especially when it comes to shared ownership and other affordable housing schemes.

Yet not every mortgage broker understands the complexities associated with these types of schemes.

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At Censeo Financial, we help people like you navigate shared and other affordable home ownership schemes every day.

We will help you understand how everything works and what you may be able to afford right now. And our team can support you throughout the process, from your initial enquiry to mortgage application and completion.

We are specialists in shared ownership and affordable housing 
We are experienced with housing association requirements 
We have access to specialist mortgage lenders 
We provide support from financial assessment through to completion 
We offer guidance beyond mortgages, including solicitors and related services 

Already have a mortgage broker?

That’s not a problem. Many of our clients still choose to speak with our advisers because our expertise can help make the process quicker, smoother and less stressful.

"Just completed my house today, and I couldn’t have done it without Censeo! From start to finish they were outstanding.”  
Tracey

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Take the next step with your financial assessment

Your financial assessment with Censeo is free, and it will help you understand whether the purchase you are considering may be affordable.

Properties can move fast, so the housing association or developer will need to know you can secure a mortgage quickly.

Take the next step with your financial assessment

Your financial assessment with Censeo is free, and it will help you understand whether the purchase you are considering may be affordable.

Properties can move fast, so the housing association or developer will need to know you can secure a mortgage quickly.

A quick and simple process...

Complete your assessment

Answer a few straightforward questions online

Receive your results within the hour*

You and your housing association receive your assessment outcome quickly

Get specialist mortgage support if you want it

Our advisers can help you secure your property with expert shared ownership mortgage advice

*In most cases, you will receive your result in less than an hour. However, depending on your individual circumstances and the information provided, some results may take longer to process. In rare cases, this can take up to 48 hours.
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Why people trust Censeo Financial

Our aim is to provide clear, straightforward advice to help you make informed decisions about your home and mortgage.

Over 18 years’ experience helping people access home ownership 
Trusted by housing associations across the UK 
Specialists in shared ownership mortgages 
Rated 4.8/5 on Trustpilot 
Award winning 
Censeo Financial is a trading name of Censeo Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.