Financial Assessments
Financial Assessment
We are pleased to launch our new assessment portal for those looking to buy a new or resale (previously owned) affordable home. Click on the box to Begin your assessment
Begin Your AssessmentCheck your credit score using the link below
Get your credit reportNext steps
Once you have found a property, the housing association or developer will require confirmation you can secure a mortgage quickly. Please log on to our property assessment portal to undertake a full financial assessment
The assessment will work out if you can be approved and afford the property you are interested in.
It will take 10-15 minutes to complete. We also suggest that you get a copy of your credit report.
Once completed you and your housing association or developer will receive notification from us by email.
Our team are on the end of the phone to assist with any queries and to secure you a great mortgage.
Tel. 0207 090 7290 (9am – 5.30pm Monday to Friday excl. Bank Holidays)
Reviews and Social
Latest Reviews
N Gavigan
16:23 17 Aug 23
A pleasure to do business with. G and Georgina went through absolutely everything in a completely professional manner... and they got the mortgage and a roof over my head so quickly. I highly recommend them. We'll be back when I need to remortgage. Thanks folks!read more
Bradley Graham
09:25 06 Aug 23
Ruth was fantastic! She guided me through the whole way providing regular updates, super helpful and insightful, she... helped us land our dream home in what was challenging circumstances, I can’t thank her enough!read more
Rayisa Siryk
00:14 03 Aug 23
As a first time buyer of share ownership I have been advised to contact broker mortgage advisor at Censeo... Financial.And Dwayne Simpson the best of the best mortgage advisor. He got the excellent deal for me from the high street bank despite that I have very particular case.I would be always grateful to him for the time and patience to talk to me.Thank you from the bottom of my heart, you have changed my life to the best!!!read more
Ekta Dedhia
10:31 26 Jul 23
As a first time buyer, I interacted with Dave and Jay as my mortgage advisors. The made sure the whole process was so... smooth. Every query was answered in less than 24 hours, they were quick with paper work approvals, got me the best rates, which was so critical for me. Censeo is highly recommended, and I am so glad that I signed them on for not just this transaction but for the entire lifecycle of the property.read more
Justice Konneh
11:30 14 Jul 23
I am currently engaged in trying to buy a shared ownership apartment. Having first started the process on one... apartment, I completed a financial assessment. I subsequently found a more suitable apartment and have been able to complete a second financial assessment. I was most impressed with the help and support I received from Angela Albert-Yarde. She made the whole experience as seamless as possible and I cant thank her enough.read more
Alexander Lamb
14:27 12 Jul 23
Jay Anderson and Matthew Caterer completely ignored our email expressing concern with an issue that arose with our... remortgage process – no acknowledgement or reply. When asked to prompt the lender for a mortgage offer to be sent nothing was done and a couple of weeks past, before I then had to do their job for them and contact the lender myself.Strong start, incredibly poor finish to the process. They should be better than this.read more
Vincenzo Squeo
10:04 21 May 23
I have used Censeo for the mortgage application of my new flat under a shared ownership scheme. The service has been... brilliant since the beginning and everything was concluded within few weeks. I would definitely recommend them!read more
Lucy Kay
15:34 15 May 23
Censeo we’re very informative and patient with me , as a first buyer- via shared ownership they were clear when... explaining everything to me and they found me a good deal for my mortgage. I’ve paid them a fee to have them in 2 years help me look at the market again when my fixed rate 2 year deal is up so I don’t have to worry then either. Worth the money!read more
A B
21:20 17 Apr 23
I'm a First Time Buyer through the Shared Ownership Scheme and Censeo has been my mortgage broker through the process. ... They have been with me from the moment I have done my initial assessment to the completion. Both Mollie & Ruth have been extremely professional, knowledgeable and helpful, found the best mortgage for me, made the transaction run smoothly, answered all my questions promptly and communicated well with the mortgage lender, Clarion Housing Association & Direction Law Solicitors. Everything went like a well oiled machine with less than 2 months from the first viewing to the day of completion. Thank you for making this important step so easy for me.read more
Laura Emmett
18:01 13 Apr 23
I am very happy with the service from Roy and Jay. As first-time buyers, the whole process was nerve-wracking, but from... the initial phone call with Roy, I was instantly put at ease. Once Jay took over to put forward the application, he kept us informed, and the process of getting an offer finished in a matter of weeks. I can not believe how easy and straightforward the process has been, and using Censeo was well worth every penny and has taken the stress of first-time buying away from us and has allowed us to continue our normal lives knowing that Roy and Jay were handling our case effectively and efficiently. Highly recommend Censeo Financial for your mortgage needs and especially recommend Roy and Jay.read more
Nimi O
00:02 10 Mar 23
Couldn't have asked for a better experience as a first time buyer and very new to the whole mortgage process. Reena Rai... and Jack Stanton were brilliant from start to finish. Right from the (free!) initial telephone affordability assessment with Reena -mortgage illustrations, advice, insurance protection options etc all the way through to official application with Jack and a successful mortgage offer within a couple weeks! Was a pretty smooth process with very few additional items requested by the lender, prompt replies and regular updates.Would 100% recommend - definitely worth the money, and went for the lifetime fee so I look forward to working with Censeo on my property for years to come! Thank you both very much :)read more
Momir Milosavljevic
16:57 11 Feb 23
Amazing service, from start to finish, David Pandry and Jack Stanton helped me to get my first home. Special thank to... Jack Stanton as he went back and forth to the lender to explain extremely complicated situation that I had. They both worked tirelessly for my case, replying to my emails and to my calls in a timely manner. I can’t thank you enough. You made the whole process of buying my home stress free.read more
Vicky James
17:13 10 Feb 23
I can not fault the helpful advice from both Tyrone and jack. Our mortgage was approved in a week and any questions we... had they were both there to answer them. I'd recommend them buying our 1st home has been easy so far. And all moved so quickly, they are well-versed in shared ownership. Thank you both so much for all your help 😀read more
Bryn Collom
13:15 28 Nov 22
Great service - Tyrone and Jack were very helpful in getting us the best mortgage and dealing with the whole process... for us in an efficient manner. They were always quick to respond and answered all of our questions. We were very pleased with the whole process, and look forward to working with them again in the future.read more
Bernard Noel
15:15 25 Oct 22
Dwayne and Jack have been an amazing help and support all along the service! I have been unluckily finding my dream... flat when Liz Truss crashed the economy but they both worked extremely well to help me secure a mortgage with a very decent interest rate fixed for 5 years knowing the situation of the country. They both worked extremely quick while staying very communicative and informative as this is my first buy. I totally recommend Censeo services!read more
Andreas Parpottas
12:06 04 Oct 22
I highly recommend Censeo financial services. I had a great experience through the whole mortgage process.... Specifically, Jack and David were highly professional and helpful. It was always a pleasure to talk to them and their advices were always to the point. I will definitely use their services in the future!read more
Magde Venelinova
16:03 30 Sep 22
We are very happy with their service. It was very professional and effective. They found a good mortgage offer for us... although the process was quite long because of our circumstances and we successfully completed the purchase. Special gratitude for Anthony, Jay and ladies of the administration.We definitely would recommend them to all first time buyers.read more
Ivona Posedi
16:55 12 Sep 22
Reliable, quick and helpful.I am very pleased with the service offered at Censeo as a first time buyer.I loved their... online service to check the affordability which made the beginning of the process smoother comparing to other companies.Mollie and Jay responded to my queries the same day, provided timelines when they could, and communicated everything with my solicitor and sales executive. Thank you!read more
James Dance
17:12 07 Sep 22
Couldn't have asked for a better service from a mortgage broker. David was friendly, clear and very informative on the... initial consultation. Jay was then very swift to process my case and get my mortgage approved. Would definitely recommend to any other first-time buyers applying for shared ownership!read more
Ele B
15:13 06 Sep 22
My partner and I are getting a flat together. I am a first time buyer, but my partner is not. So we contacted some... solicitors to ask questions regarding stamp duty, but they seemed very reluctant to help us. We almost missed the chance to go ahead as we were getting the wrong information and told to pay more than we actually had to. David helped us through the process of finding the right solicitor, through his recommendation, we were able to find an efficient law firm, and then proceeding with the mortgage application. Jay helped us through the application and thanks to them, we got accepted and got an offer very quickly. We can’t thank you enough. Trustworthy, efficient and helpful.read more
April Clark
06:50 04 Sep 22
Reena and Ruth have been fantastic with me through the whole process. A special thank you to Ruth though, she's replied... to my millions of emails...reassured me and gone above and beyond what most people would expect her to. I cannot fault the team and I cannot wait to have the keys to my new home within weeks. Thank you!!read more
Dean Geale
17:07 03 Sep 22
The thought of dealing with anything mortgage and financial related seemed a bit daunting to me as a first time buyer,... so using a mortgage broker made sense and was the best option for me. Thankfully, my Customer Relationship Executive, C******** was brilliant. She guided me through the possible options which best suited my financial suitability and wasn't biased with the financial products available to me. C******** kept me updated at all times via both telephone conversations and emails. C******** talked through any changes that were available to me. It was great hearing ALL available financial products which best suited my needs. Thank you for your time, guidance and support with my mortgage application.read more
Chris Doherty
21:06 01 Sep 22
Jay and Dwayne at Censeo have been great throughout the process of applying for my mortgage. Very happy with the... service I received. Always quick responses to any queries I had and guided me through everything and reassured me whenever I had any questions.Would 100% recommend them! Thanks again!read more
Ibra
16:17 01 Sep 22
Reena and Jay have been amazing with a high level professionalism. The team has been quick to respond and updated me... throughout all the steps. Highly recommended!read more
Mika Papamentzelopoulou
08:41 27 Aug 22
So grateful! It has been a stressful process but David and Ruth made sure that my Mortgage application be successful.... Thank you so much Censeo, especially David and Ruth. You have been supportive and helpful throughout. Very happy working with you.read more
Lorenzo Tamburini
11:28 24 Aug 22
As a first time buyer, had a wonderful experience with Censeo and his professional employees, Ruth and Mollie in... particular. Always available to reply to any questions and help along the process. Definitely recommendedread more
Beverley T
10:22 07 Aug 22
I am a first time buyer & this can be a very overwhelming process. However, I had the pleasure of dealing with Reena &... Jay & I am above & beyond satisfied with their professionalism & service. Nothing was too much of an issue. they guided me, explained everything in plain English & assisted me every step of the way. Absolutely fantastic - Thank youread more
Zak A
13:29 03 Aug 22
As others have mentioned, extremely poor service and communication skills. They will often not attend scheduled phone... calls, will delay replying to emails for extended amounts of time and will often ask for things you've already provided them. Went with another provider and was offered a mortgage in principle within a day. Most of the positive reviews seem to have a similar written pattern, I'm not going to say they're fake but having dealt with Censeo, my experience has had no positives.read more
Malachi Small
11:54 24 Jul 22
I am very pleased and satisfied with the services I have received from Censeo throughout the whole process for my... mortgage application. As a first time buyer I had very limited knowledge on what to expect and the necessary steps to get to completion of sale. My mortgage advisor David was very helpful right from the start and professional. Any questions or concerns I had he gave thorough information which made me feel comfortable. My case manager Jay has also been brilliant every step of the way. When my first lender fell through both Jay and David gave me reassurance and helped me feel at ease to secure a new lender. Both Jay and David gave me all the Information advice and guidance (IAG) required and nothing was to much of an ask for any an query I had. I highly recommend Censeo especially for first time buyers like myself wanting to get on the property ladder.read more
Charles Culshaw
21:47 27 Jun 22
Fantastic service! They helped us with everything and provided useful advice. We’re relatively new to mortgages and... they made the process as painless as possible! Thank you!read more
Aye Chit
20:19 23 Jun 22
Thanks million to Censeo Financial team especially to Reena, Ruth, and Jack. I am a first-time buyer and so... worried and nervous since the beginning. Reena has been very patient to help with all my queries and get the right mortgage for me. They all have guided me step by step in the process. I am very happy to work with them and I would definitely recommend my friends who want to look for a brilliant mortgage advisor team.read more
Matthew Edwards
11:19 22 Jun 22
Faultless, brilliant customer service and got the mortgage I wanted.I had Reena and Ruth guide me through the process... (for shared ownership property).Both were clear at all times, and getting me the best option for the type of mortgage I wanted which was a long fix.Process moved fast and without issues - and they waived the fee as Censeo have done that for NHS staff which was really appreciated.Will be using Censeo again for my next mortgage.read more
Ava G Walker - Laird
08:43 18 May 22
I cannot recommend enough! Jay & David were so helpful from start to finish and assisted me with any questions or... queries I had throughout the process. A smooth sailing experience to get my mortgage as a first time buyer after a refusal and poor experience with another broker/ lender on first attempt.Brilliant service and support all round!read more
Enyonam Amedorme
16:28 13 May 22
CeJay and Reena. It was an amazing journey with you guys, having all the costumers as your first priority. It was such... an experience with you guys. As l have been busy with work, inconsistencies in terms of submission documents here and there but you guy exhibits your professionalism, patience and above all the respect and warm welcome on phone or in person.Is anybody out there in same situation like us who want to enter the property ladder , why don’t you try this amazing people you will not regret it. Thanks you guys xxxread more
Cleoh E.
18:46 28 Apr 22
A massive thank you to David & Jay for helping us with our mortgage application. We are first time buyers and they... assisted us in every single step and provided good advices and offers.They are extremely efficient and kept us updated at every step. I would recommend Censeo Financial to anybody purchasing a property as their team is absolutely brilliant all the way.Many thanks again.read more
Marianne McRae
16:13 11 Apr 22
Absolutely pleased with how smoothly this whole process was with Censeo. We had Jay Anderson and Dwayne Simpson as our... advisors and we couldn't of asked for a better service! Being first time buyers we had so many questions, and they were always there to answer them and very quickly too. Their time and patience is much appreciated and I would highly recommend using Censeo! Thanks guys!read more
Valentina Remoli
08:48 07 Apr 22
Our first contact in Censeo was Dwayne Simpson who was very helpful about finding the best deals for us. Our process... wasn’t easy at all but at the end we done it! A special thanks goes to our Case Manager Ruth Dobson who was amazing and she helped us out with all the process answering back in record time to emails and questions. She was excited same as us when we received our mortgage offer and she helped even after!I really recommend them!read more
Ryan Milner
12:11 05 Apr 22
Faultless service from Censeo! I intially spoke with David who guided me through the whole process and was clear and... perfectly broke down all the relevant information. As a first time buyer this as so helpful. Once my mortgage application was submitted I was supported by Matthew who again was nothing but a great help. Keeping me updated and quick to respond to any queries. I am so pleased with my new home and greatly appreciate all the help from those at Censeo. Thanks Again!read more
Sheikajoy Batara
10:02 01 Apr 22
We are first time buyers and Censeo have been amazing to work with! I was initially quite nervous and didn’t really... know much about the process. Richard and Cejay-Louise, who helped us secure a mortgage offer, were very reassuring, patiently answered my questions and were always very prompt with their replies. We had a few problems we had to work around but they always endeavoured to find solutions and I’m very grateful for all their help! Definitely recommend their servicesread more
Yasmany Cruz Morales
12:11 19 Mar 22
I am very satisfied with the services received from Censeo Financial, from the initial assessment to verify my... affordability, to the financial checks to get the mortgage offer.Richard Seager and Jay Anderson are nice and kind persons! They have been very patience with my case, providing me with continue feedback about the process.I would highly recommend Censeo Financial to any person who needs to go through a buying process!read more
Priyanga Kangasuthan
10:42 28 Feb 22
Excellent service! We very glad with the service we received by David and Jay. There was good communication. We have... been updated with every single step and never been left waiting. They got us a really good mortgage offer. Looking forward to work with you guys soon;). Thank youread more
Nichola Curry
20:36 23 Feb 22
I recently used Censeo for my very first mortgage application! The experience was a pleasant one from start to finish... – a massive thank you to Dwayne and Ruth for not only helping me secure a mortgage offer but for explaining everything in a way I could fully understand. I felt comfortable asking questions and did not feel under pressure or rushed in anyway. I truly felt that they had time and care for me and my application. Mortgages have always confused me as part of ‘generation rent’ but I actually feel like I know what I am doing now 😃 Will definitely come back to Censeo for any further needs and 100% recommend them. Thanks so much for your help!!read more
Simone Farquhar
22:37 09 Feb 22
Really helpful and efficient company. Got amazing support from David. P and Cejay-Louise. M specifically, who were... dedicated making my journey towards sorting my mortgage very straightforward, and even continuing to process my mortgage whilst I have been abroad and unable to respond within a timely manner. I could rely on them to continue making progress and get things resolved. Thanks guys!!!read more
Louis
10:28 03 Feb 22
Richard and Ruth have been great from day one. They not only effectively demonstrated their great knowledge in sourcing... the mortgage for the right scenario for me, but did it very speedily. As a first time buyer, I didn’t have too much of an idea where to start, however, they make you feel at ease with the whole process. I can confidently say Ruth and Richard are up there regarding work ethic, commitment, genuine interest and passion in clients cases. Would definitely recommend especially if you are looking at shared ownership properties.read more
Ola
17:11 01 Feb 22
Great service from Richard & Jay! Made the whole process stress free from the get-go and kept me well informed at all... times.Super friendly bunch, and pleasure to work with!read more
elena rein
17:13 25 Jan 22
Brilliant service! I have recently had the pleasure of receiving excellent customer service from Censeo Financial.... David and Ruth have been super helpful from the outset and very responsive. Censeo provided a comprehensive and lucid service in sourcing me an excellent mortgage deal and recommending great solicitors. Can’t recommend them enough and have already referred them to my friend!!read more
Hannah S
17:14 21 Jan 22
As a first-time buyer, I was initially quite clueless when it came to getting on the property ladder; however, I was... pleasantly surprised when speaking with Dwayne from Censeo Financial who guided me through the process, and he was able to answer any question, no matter how insignificant it may have seemed. I have used Censeo Financial (communicating with Dwayne and Ruth) over the past couple of months as a mortgage broker, as well as for advice on income protection advice. I would highly recommend their services, and I look forward to working with them in the future when staircasing.read more
Carla Jenkins
17:34 17 Jan 22
I am a first time buyer and went with Censeo for mortgage advice. David and Cejay were really helpful through out the... whole process and made the whole thing really stress free. David was my main contact and helped explain the whole process and helped with anything I needed! Would definitely recommend Censeo for anyone looking into buying a property.read more
Sammi Wratten
10:21 14 Jan 22
David and Cejay were super helpful they made it a nice easy stress free process. David talked me through the whole... process and explained everything so clearly which is great as a first time buyer! It was a very smooth process and would recommend.read more
ROSARIO TORNATORE
16:26 18 Dec 21
Cejay-Louise and Reena they have been extremely efficient, they kept me updated every step of the way.They were very... quick to reply to my emails and queries, and I trust that they found the best mortgage for my needs.I would recommend Censeo to anybody purchasing a property!read more
Francisco Regel
22:53 05 Dec 21
Richard and Ruth were very helpful during our mortgage process, which wasn’t as straightforward as we hoped. They... always kept us up to date, and took us through all the documentation to be sure that we understood fully our mortgage offer. We will definitely reach out to them again when it’s time to remortgage.read more
Saskia Ponting
13:17 03 Dec 21
I would like to say a massive thank you to both Cejay and Dwayne from Censeo financial. Both were very professional,... responsive and very reliable. As first time buyers and no family history of buying, we found them very supportive as well and made everything simple for us to understand.The process was not as long as we expected, and they made buying our first home an enjoyable experience. I would highly recommend to anyone, especially first time buyers.read more
Armando Delrio
16:27 29 Nov 21
I received excellent service from Censeo. I worked with Deme and Ruth and both were really diligent and very helpful at... finding me a good deal. They replied very quickly to all inquires. They are very professional. I truly recommend them in the strongest possible terms.read more
Jehan El-tahlawi
21:49 18 Nov 21
I recently experienced excellent service from both Ruth and Deme from Censeo financial. They both were professional,... responsive, proactive, very reliable, found myself the best rates after extensive research and considering all alternatives available. I would highly recommend and would definitely be using them again in the future. They made buying my first home an enjoyable experience.read more
Valeria Giraldo
10:55 03 Nov 21
I’m very pleased with the service provided by Censeo financial.Ruth has been assisting us with our first home... purchase and honestly she’s made it so much easier by always responding to my enquiries in a timely manner and following up processes.They are reliable and very professional.I can only speak for my own experience but I’d definitely recommend Censeo financial.read more
Chiquita Panchal
14:44 01 Nov 21
Had a very smooth process with Censeo! Reena and Ruth were both amazing, and the whole process was quite stress free.... Other than sending the occasional documentation, they handled the entire process. Great experience on my part!read more
Talia Marshall
12:23 18 Oct 21
They have been brilliant. Really easy to understand, happy to answer questions, quick for replies. I don't have a bad... word to say about my experience. Thank you so much.read more
Eric Medina
10:25 18 Oct 21
Cannot recommend them enough! Especially for first time buyers... They made the process of taking out a mortgage so... simple and easy for my partner and I. Thank you so much to Reena, Miles, Ruth and the rest of the team!!! :) They regularly communicated updates and kept us in the loop and whenever we needed anything from them, such as info or affordability checks, they were always quick to respond.read more
Jeanine Harmitt
18:42 12 Oct 21
I was supported by Richard (Mortgage Broker) and CeeJay and they made the experience swift and straight forward.Prior... to working with them I was with a larger firm, however their approach left me feeling confused and anxious about the process.My initial call with Richard put my mind at ease. I felt like I was in capable and experienced hands. Richard explained the process, clearly set out what I had to do and supported me to manage my expectations of the process from start to finish. At no point did I feel stressed or blindsided.As a first time buyer I felt like I had the information I needed and I felt supported.I would definitely use their service again.read more
Sarah Dobson
08:47 29 Sep 21
Reena and Ruth at Censeo have been absolutely brilliant from start to finish in taking me through the affordability... assessment, advising me on mortgage options and then managing the application process for me. They were both really responsive and efficient, kept me updated throughout the process, and were on hand to answer any questions or concerns. As a first time buyer trying to navigate shared ownership and secure a mortgage, they made a fairly daunting process feel stress-free!read more
Dorota Pawlus
17:35 16 Sep 21
I would recommend Dwayne Simpson to anyone buying a property!He was amazing throughout the process. He kept me... informed every step of the way. I was able to contact him with any question.He made the whole process of getting a mortgage seamless. Thank you Dwayne.read more
Eric M
00:08 14 Sep 21
As a first time buyer, my partner and I filled out a financial assessment to assess affordability for a property we... were interested in. It was so easy to do and they were so helpful about it - really great for someone who has no clue what they are doing. They mentioned they also offer mortgage advise and are experts in the field so it was a no brainer to go with them during this big step in our lives. Cannot thank them enough for all that they’ve done - they are so responsive and they clarify things for you so you can understand all the details before making big decisions. We were mainly looked after by Reena, Ruth and Miles but other members we came into contact with were also so lovely and I just cannot recommend them enough! Definitely will come back to them again when deciding whether to purchase more shares or buy a different property in the future! :)read more
denise bridges
10:37 07 Sep 21
I used Censeo for my financial assessment and mortgage advise to assist with completing my house purchase and I can... honestly say dealing with them has been the smoothest part of the process. Ruth and David are a complete asset to the company and they're the only people (amongst solicitors/sellers) that have been proactive and I haven't needed to chase for updates. Their communication is clear and concise and they worked really hard to get things done when there were delays or issues outside of their control. They always kept me in the loop and eased the stress of obtaining a mortgage offer. I will absolutely use Censeo again and will refer them to anyone for their house purchase. Thank you so much Ruth/Davidread more
Sher L
19:23 06 Sep 21
I was getting my first property and they were very helpful. I felt at ease. No question was stupid. They helped me to... find the best option to suit my needs. The whole process was quicker than I thought it would be (even though that didn't stop me stressing!). I would definitely go back to them in the future.Reena and Cejay were fantastic.read more
Luisa
17:33 29 Aug 21
Richard and Ruth have been amazing throughout the entire process. Not only were they extremely efficient, but they also... kept me updated every step of the way. I felt I was able to contact them with any question I had. They made the whole process of getting a mortgage seamless and I would recommend Censeo to anybody purchasing a property!read more
Irene Solomon
12:57 28 Aug 21
I had an amazing experience with Censio Financial. As a first time buyer I felt supported and everyone was always... responsive to all my concerns. My mortgage journey went smooth and quick. Would highly recommend.Thank you very much Dwayne, Ruth and Julian and the rest of the team.read more
Sarah Malpas
10:11 03 Aug 21
As a first time buyer, I was a bit hesitant about paying for a mortgage broker, however, it was totally worth it as the... whole process was smooth from start to finish. Deme and Jay were incredibly patient and understanding, and explained everything in a very clear way, so that I understood my options, and everything involved. They were very quick to reply to my emails and queries, and I trust that they found the best mortgage for my needs. I would not hesitate in recommending them. Cheersread more
Dan Cortese
11:50 14 Jul 21
Great service all round from these guys.Reena and Jay were great every step of the way.Being an expat I had a few... extra steps in my process relating to international funds and residency etc but they took care of everything and made the whole thing a breeze.They were really quick to reply to any concerns and keeping me up to date on progress.Thanks Guys!read more
Damian Worton
13:05 13 Jul 21
Fantastic service from Censeo Financial, the most professional, thorough and friendly business I’ve used for my... financial needs. My case in particular was far from ideal but Richard and Jay worked tirelessly to get the end result for me. Their communication is first class, always on hand and assisting me with my queries throughout the process. Have recommended to friends and family and I won’t be using anyone else in the future. Thank you Richard and Jay.read more
Paule LiJo
05:45 13 Jul 21
I purchased shared ownership property with the help of Censeo Financial and could not recommend them enough. I had... Dwayne as my broker who was an absolute wall of support. I am eternally thankful for his advices, patience and understanding. My case was not easy. Ruth joined on my mortgage journey later and was super helpful and very friendly with all my enquiries (and I had a lot!). In the end Censeo got me a better deal than I expected and all process was quick and stress free. I am super thankful!read more
Kulthum Ahmed
08:39 24 Jun 21
Ruth and Ken were amazing. Very pleased with their service, found them to be very professional and very responsive.... Would highly recommend!read more
luis valentine
10:57 23 Jun 21
Dwayne and the rest of the team are highly recommended.Dwayne was determined to find me the perfect mortgage product... and I felt fully supported as a first time buyer. Even though obviously very busy, they always responded and listened to my concerns, which made an incredibly stressful process much easier. Contact was regular and the whole process smooth. Thank you again!read more
Jerry Fernandez
11:46 15 Jun 21
Censeo have been there to help me all the way through! Amazing experience. To Dwayne and to Jay, you’ve been wonderful... guys! Thank you so much.read more
Mr G
16:18 14 Jun 21
I am purchasing a shared ownership property and the service provided by Richard Seager and Jay Anderson has been great.... Richard has been my broker and has found me a mortgage with a very low interest rate very quickly. He also took the time to explain the ins and outs of the mortgage deal in detail. Jay has been my case worker and has worked quickly to process the application and keep myself and the Housing Association up to date with the progress until I received the offer from the lender. Jay was also very helpful answering queries I had. The whole experience was stress free.read more
Priya Devsi
16:46 08 Jun 21
I had a great experience with Censeo. I am a first time buyer and Reena and Jay were so helpful every step of the way.... The whole process was so smooth and i felt supported at each phase. They were both very quick to respond to any queries i had. Would definitely be recommending them!read more
Tatiana Guttekova
16:11 04 Jun 21
I had an amazing experience with Censeo. Reena and Ruth supported me every step of the way and were incredibly... helpful, efficient and kind. I will definitely use Censeo again in the future. A huge thank you for prompt and reassuring responses. I highly recommend Censeo if you're looking for mortgage advisers.read more
Debbie Roberts
17:03 20 May 21
I used them for buying a shared ownership property in London. Deme did my assessment and explained the process really... well and was very responsive to my needs. I really felt like she was on my side and that I could be open with her about my financial details and she would get me the best deal. It was then Jay who did the application for the mortgage and she was really quick and efficient and answered all my many email questions. Overall, a very positive experience.read more
Eva
13:19 13 May 21
Highly recommended for first time buyers. I'm doing shared ownership, Richard was patient and took me through all... information I needed and frankly, was quite lost in. He helped me get all my paperwork ready for the lender before they even requested it so it was smooth sailing from then on. Matthew was also great, incredibly responsive, didn't need to chase answers to my questions. I always had a reply to my email within a couple of hours. Very courteous, very helpful, gave me the confidence to apply for a mortgage, pretty much sorted it all out for me, will definitely contact them again as and when needed.read more
Becky Owen
13:38 05 May 21
I cannot recommend Censeo enough. Everyone I came into contact with was incredibly helpful, efficient and kind. A huge... thank you to Ruth who was always so prompt and reassuring in responding to all my first time buyer questions! And to David also for helping my get started on my journey. Thank you so much to the team and don't hesitate in going with censeo if you're looking for mortgage advisersread more
Samuel Ellis
20:16 29 Apr 21
The team at Censeo to handled and secured my mortgage application beyond my expectation. My advisor found the perfect... mortgage for my situation, whilst my case manager, Ruth went the extra mile to liaise with all the relevant parties to give every chance of my application being successful. They are very responsive and great value for money.read more
Sham S
17:52 29 Apr 21
Censeo were amazing to work with, particularly as a first time buyer, and I would not hesitate to use them again. From... my initial meeting with Dwayne Simpson who talked me through the options and process in a calm and uncomplicated manner, to the subsequent mortgage process. Jay Anderson in particular has been incredible in his response times to my queries and keeping me up to date with the process without being prompted! I felt the entire process was smooth, their communication was transparent and their professionalism couldn't be faulted. Thank you so much for helping me with the process!read more
h2016m HM
10:51 16 Apr 21
Thank you Censeo! 🥳 I am a first time buyer and had no clue about how things worked. Richard- you helped and... guided me through out this process. I felt that I was in safe hands. You're professional and always available to answer any questions I had. Thank you for your continuous and great communication. I would not hesitate to recommend you to my friends and family. A big THANKS to you and the Censeo team 🙌🌈😊read more
A
09:03 06 Apr 21
Reena was very helpful in getting a right mortgage and good deal for us in this pandemic.She was very efficient and has... wider knowledge of products in the market.We are great full to her for her prompt work followed by Matthew in getting things done very quick.Thanks Reena, Matthew and censeo team for the work done. Highly recommended.read more
Daria Kaczorowska
19:13 30 Mar 21
The best experience in the whole process of getting out new home. We highly recommend Censeo to everyone who is looking... for a support to jump on the property ladder. Anthony and Jay were helpful, responsive and on top of everything. They found us a mortgage and took us smoothly through the whole process. We will be staircasing with them soon. One thing we couldn’t do is to say ‘thank you’ in person for their high quality service and commitment.read more
Sophie Jones
21:27 22 Mar 21
Censeo helped me secure my mortgage application with total ease. As a first time buyer I was completely new to the... process and they guided me through with no problems and were always quick to respond to my questions. Highly recommend - lovely helpful staff too, particularly Jay Andersonread more
Leanne Earle
15:31 19 Mar 21
Censeo were a pleasure to work with as a first time buyer. They offered a friendly and professional service throughout... and shared a wealth of insider tips and expertise that I would not have had access to otherwise. A particular shout out to Richard Seager and Jay Anderson who kept me calm, made me smile and secured me a fantastic mortgage deal! Highly recommended. I am really thrilled to have found such a fantastic broker that I plan to keep going back to.read more
Jorge Landazuri
18:10 15 Mar 21
Great service and great people to deal with my mortgage application. Very helpful to find the best option for me as a... first time buyer. Excellent value for money, I don't regret to have chosen the lifetime service for any future advice about my mortgage.read more
Giovanna Aiello
09:25 31 Jan 21
Being a first time buyer, I was totally overwhelmed but I felt immediately comfortable after speaking to Richard. He... has always been available and have been brilliant in helping me arrange my mortgage and exploring all the options available. He answered all my questions and made everything easy to understand. Communication was excellent with the rest of the team.I would definitely reccomend!read more
Jason Seegers
13:20 30 Jan 21
Having used Censeo since my first mortgage transaction, I've had the pleasure of dealing with the same consultant... throughout the years and he also remembered me which made it feel like a more personal service. The consultant was also quite knowledgeable in answering all my questions and providing options that he considered best but also from companies that I wanted to deal with. No robotic service provided and not trying to simply sell you a product so this is what you want from an advisory firm. Would recommend them when doing any mortgage or re-mortgage.read more
Follow us on social media
Censeo Index
Censeo Index
We have our very own Censeo Index, which is simply an average of all the other indices. Where an index reports a monthly change, we have annualised the figure for the purposes of the Censeo Index.
| Avg Home Price (England & Wales) |
Change (12 month period) |
Trend | |
|---|---|---|---|
| Nationwide | £259,423 |  -3.3% |
 |
| Halifax | £281,974 | -3.2% |
|
| LSL Academtrics | £362,777 | -4.1% |
 |
| Rightmove | £362,143 | -1.3% |
|
| Land Registry | £291,385 | -0.1% |
|
| Censeo Index | £311,540 | -2.4% |
|
Contact Us
Sign Up for the latest news
Get in Touch
Our office hours are 9am-5:30pm Monday to Friday excluding public holidaysAddress: Oriel House. 26 The Quadrant, Richmond, Surrey, TW9 1DL.
Tel: 0207 090 7290
Email: [email protected]
Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.
We will charge a broker fee of up to £445, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate all Buy to Let mortgages.
We will charge a broker fee of up to £445, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate all Buy to Let mortgages.
© 2008-2023 Censeo Ltd. All rights reserved. Data Protection Declaration & Privacy Policy | Company Information | Contact Us