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Re-Mortgage
Our mortgage health checks are undertaking through our regular mortgage reviews.
We do these to ensure that you are on the best rate possible and ensure your mortgage meets your personal goals.
Re-mortgaging is the process of switching your existing mortgage to a new mortgage product, usually for a better interest rate, using the same property as security. You can re-mortgage with the same lender or a different provider – you’re not moving home, and your new mortgage will still be secured against your existing property.
You may possibly have come to the end of your fixed rate term, or you may be on a higher interest rate and the mortgage rates have reduced and want to consider your options. We are here to help.
A re-mortgage could help you:
- save money on your monthly mortgage payments
- reduce the term of your mortgage for a similar payment
- buy more shares in your home (staircase)
- allow you to borrow some money for home improvements (although this will need your landlord’s approval). Your landlord is unlikely to approve debt consolidation.
Contact Us
Our office hours are 9am-5:30pm Monday to Friday excluding public holidays
Address:
Oriel House
26 The Quadrant
Richmond, Surrey
TW9 1DL
Tel 0207 090 7290
Email info@censeo-financial.com
Latest Reviews






We will charge a broker fee of up to £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.