Share to Buy - Censeo Financial

For over 15 years, Censeo Financial has been providing an award-winning customer experience to affordable housing providers and our customers. We were set up purely as a mortgage provider specialising in delivering mortgage advice to first time buyers. Since then, we have become a recognisable and trusted brand helping thousands of people buy their first home.

Why use Censeo for your mortgage?

Fast and effective service
Endorsed by housing associations and the GLA
Exclusive deals with lenders
Established affordable home ownership mortgage broker
Award winning
Friendly advisors supported by a hassle-free customer journey

Let’s help you with mortgages and affordability

To understand more about affordability and mortgages for affordable home ownership visit the Censeo website by clicking on the button below

Begin your affordability assessment & mortgage journey

NHS Offer

Censeo is offering fee-free mortgages for our NHS heroes. Click here to find out more.

Latest Reviews

Censeo Financial

4.7

Based on 304 reviews

review us on

Gizem O

a year ago

G Tilgalis played an instrumental role in facilitating my mortgage application process. As a first-time homebuyer, I found his service to be exceptionally valuable. I wholeheartedly recommend Censeo, owing to the outstanding support provided by G Tilgalis.... read more

Debbie Villa

a year ago

Censeo was very helpful in helping me working out my finances and secure the property I was after. Mollie and Anthony were great, always happy to help and great at keeping me updated on the progress of my application. Highly recommended.... read more

Jesus Gomez-Escalonilla Guijarro

a year ago

I recently worked with Censeo as my mortgage broker for a shared ownership property, and I am truly grateful for their outstanding service. Ruth and Dwayne were instrumental in guiding me through the entire process.Despite some unexpected hurdles with the EPC ratings for the house, Ruth's expertise and commitment were evident. She navigated the challenges efficiently, ensuring all issues were addressed promptly. Without her proactive approach, I'm certain the process would have been far more stressful.Ruth and Dwayne not only saved me a significant amount of time but also provided unwavering support during what could have been a daunting experience. Their professionalism, attention to detail, and commitment to client satisfaction are truly commendable.I highly recommend Censeo to anyone in need of mortgage services, especially for shared ownership properties. Thank you, Ruth, Dwayne, and the entire Censeo team, for turning a potentially stressful situation into a smooth and successful homebuying experience. Your expertise and personalized approach set you apart, and I am genuinely grateful for your assistance.... read more

Arpad Pal

a year ago

We purchased a flat recently and had an opportunity to use Censeo Financial as a mortgage advisor.I have to say, they are very helpful and more then capable to handle all our questions and I will go back to them in the future as well.Thank you G Tilgalis for all your help and the professional service you provided for us.It was a big help for understanding everything as our first buy project.... read more

Makesi Seon

a year ago

Anthony and his team were fantastic. As first time buyers they guided us through the entire process, not just helping to secure the best deal but offered further advice with conveyancing and insurance. They were very easy to communicate with, they always responded to emails and we are grateful for the patience they showed.We highly recommend them and will continue to use them in the future.... read more

Rayisa Siryk

a year ago

As a first time buyer of share ownership I have been advised to contact broker mortgage advisor at Censeo Financial.And Dwayne Simpson the best of the best mortgage advisor. He got the excellent deal for me from the high street bank despite that I have very particular case.I would be always grateful to him for the time and patience to talk to me.Thank you from the bottom of my heart, you have changed my life to the best!!!... read more

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For General Enquiries

Buying your first home can be daunting and Censeo understand this.

Our knowledgeable, friendly, and experienced team will help you with all your financial requirements to secure you the best mortgage for your needs and will be there to answer all your questions.

We believe that a great business only exists if it delivers great service. Our hassle-free service will save you time and giving you a professional service that you deserve.

A mortgage is likely to be one of the largest financial commitments that you will ever make so we want to get it right for you. Using a mortgage broker like Censeo who specialise in shared ownership and affordable home ownership makes the buying process easier.

We really care about our customers and offer a truthful and transparent relationship which has been trusted by thousands of buyers, many who come back time and again for future mortgage advice through our regular mortgage reviews – part of our ongoing long-term financial relationship with our customers, ensuring they always have the best mortgage solutions for their personal needs.

Initially we will assess your financial situation to establish how much you may be able to afford and lenders that will be suitable to your mortgage requirements giving you the confidence to reserve a property and giving the affordable housing provider additional assurance.

We look forward to supporting you with all your mortgage requirements to make your home owning aspiration a reality.

Your home may be repossessed if you do not keep up repayments on your mortgage

Censeo Financial is a trading name of Censeo Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.