What information will I need to secure a mortgage

Typically you will need the following documents to secure a mortgage:

• Your payslips for the last 3 months. (Please bring 3 months’ worth even if you are paid weekly) or
• If you are self-employed, your audited accounts for the last two years from a certified or chartered accountant or the last 2 years tax assessments from the inland revenue
• Your passport
• Last 3 months bank statements for all applicants (original)
• Your latest p60 (original)
• A recent rent statement or copy of your rent book
• Proof of residency for all addresses you have lived at for the past three years. This can be in the form of utility bills or council tax documentation or bank statements. If you are unable to provide any of this for any addresses, a letter from your bank confirming that correspondence was sent to you at this address will do
•  Visa details if you are not a UK national
• Proof of savings

Please note this list is not exhaustive and the lender reserves the right to ask for any information n they deem necessary to approve your mortgage application.