News
Join our team – we’re hiring!
7 April, 2021
Censeo are looking for an experienced and dynamic lead professional, who can deliver measurable success. Our ideal candidate is highly motivated, an excellent communicator, can work well within a cooperative and friendly team as well as being able to work on their own initiative. The primary focus of the role is to work within the… Read more »
Chancellor announces stamp duty holiday extension plus support for 95% mortgages
3 March, 2021
As expected, the Chancellor announced in today’s Budget that there would be an extension to the stamp duty holiday, as well as support for 95% mortgages. The SDLT has been extended for another three months, until the end of June. After that date there will be a tapering off of the tax until the end… Read more »
House prices bounce back post summer Lockdown
13 October, 2020
According to the Halifax, house prices bounced back strongly in the summer once the Lockdown restrictions were eased. The bank’s latest report reveals that house prices rose 3.3% in the third quarter to September. This rise in prices is very much down to the pent-up demand caused by the Coronavirus, the Stamp Duty holiday put… Read more »
PM announces new low deposit scheme to help ‘Generation Rent’
7 October, 2020
This week the Prime Minister announced a new scheme that would enable first time buyers to purchase their own home with a deposit as low as 5%. At a stroke, this would kickstart the mortgage market which has seen the recent withdrawal of 95%, 90% and even 85% LTV products. He has asked housing ministers… Read more »
Covid 19 one of reasons for slow mortgage applications
5 October, 2020
As we state in our recent Mortgage Insight report, Lenders are taking longer to process mortgage applications – thanks in part to the Coronavirus. A combination of pent-up demand, changes in criteria and a lack of scheduled visits by surveyors means that it is taking far longer to process mortgages than before the Pandemic struck…. Read more »
Shared ownership one of few winners in ‘new normal’
1 October, 2020
Shared Ownership is one of the few winners to come out of what has been an extremely challenging year for all those involved in retail financial services, according to a new report by award-winning mortgage broker Censeo Financial. Their latest Mortgage Insight analyses the effects the Coronavirus has had on the Shared Ownership property market,… Read more »
Censeo thrilled to be involved with Shared Ownership Week
17 September, 2020
Censeo Financial is thrilled to be involved with this year’s Shared Ownership Week, running from 17th to 23rd September. https://sharedownershipweek.co.uk/ This event contains a vast amount of information, webinars and advice for anyone looking to buy their first home. Plus our Founder Rupi Hunjan will be speaking on the last day as part of an… Read more »
New model for Shared Ownership announced by the Government
8 September, 2020
The Government announced today plans for a new range of shared ownership options to help the maximum amount of people onto the housing ladder. Robert Jenrick, the Housing Minister, said that the minimum share you could buy in a property would drop from 25% to just 10%. And for those looking to staircase, they could… Read more »
Insight 09 2020
7 September, 2020
Here is a table showing latest Lender rates and criteria. This accompanies Censeo’s latest Mortgage Insight report out this month. Download PDF [pdf-embedder url=”https://censeo-financial.com/wp-content/uploads/2020/09/Shared-Ownership-Lenders-Sep-20201.pdf” title=”Shared Ownership Lenders Sep 20201″] If you would like a copy, email [email protected]
Mortgage deals fall as banks play safe during the Pandemic
3 September, 2020
There has been a dramatic reduction in the number of mortgage deals available to buyers, as Lenders become more risk averse. Instead of almost 800 mortgage deals available before Coronavirus struck, there are now only 60. Banks and building societies are also being much stricter with the criteria meaning it has become harder to get… Read more »