Re-Mortgage
Our mortgage health checks are undertaking through our regular mortgage reviews.
We do these to ensure that you are on the best rate possible and ensure your mortgage meets your personal goals.
Re-mortgaging is the process of switching your existing mortgage to a new mortgage product, usually for a better interest rate, using the same property as security. You can re-mortgage with the same lender or a different provider – you’re not moving home, and your new mortgage will still be secured against your existing property.
You may possibly have come to the end of your fixed rate term, or you may be on a higher interest rate and the mortgage rates have reduced and want to consider your options. We are here to help.
A re-mortgage could help you:
- save money on your monthly mortgage payments
- reduce the term of your mortgage for a similar payment
- buy more shares in your home (staircase)
- allow you to borrow some money for home improvements (although this will need your landlord’s approval). Your landlord is unlikely to approve debt consolidation.
Our mortgage health checks are undertaking through our regular mortgage reviews.
We do these to ensure that you are on the best rate possible and ensure your mortgage meets your personal goals.
Re-mortgaging is the process of switching your existing mortgage to a new mortgage product, usually for a better interest rate, using the same property as security. You can re-mortgage with the same lender or a different provider – you’re not moving home, and your new mortgage will still be secured against your existing property.
You may possibly have come to the end of your fixed rate term, or you may be on a higher interest rate and the mortgage rates have reduced and want to consider your options. We are here to help.
A re-mortgage could help you:
- save money on your monthly mortgage payments
- reduce the term of your mortgage for a similar payment
- buy more shares in your home (staircase)
- allow you to borrow some money for home improvements (although this will need your landlord’s approval). Your landlord is unlikely to approve debt consolidation.