You are now departing from the regulatory site of Censeo Financial


Mortgage Review

Censeo are committed to a long-term financial relationship with you. As part of our award-winning service, we are there to ensure your mortgage meets your needs and goals and this can only be achieved by regular mortgage reviews.

Once you have taken out a mortgage with Censeo we will carry out regular reviews to ensure the mortgage and any financial products we have arranged are fit for purpose.

 During a review the advisor will look at the following:

  • When your current mortgage deal comes to an end – to ensure you do not pay more than required
  • Current Interest rates– because this will affect how competitive your current deal is
  • Ability to purchase more shares where property is purchased via Shared Ownership or Help to Buy
  • Assess current protection or discuss requirements where no protection is in place

If you do nothing when rates change or your mortgage deal ends, you might lose out to many better deals that are available in the market and pay more than required on your mortgage.


Re-mortgaging is the process of switching your existing mortgage to a new mortgage product, usually for a better interest rate, using the same property as security. You can re-mortgage with the same lender or a different provider – you’re not moving home, and your new mortgage will still be secured against your existing property. 

You may possibly have come to the end of your fixed rate term, or you may be on a higher interest rate and the mortgage rates have reduced and want to consider your options. We are here to help.

A re-mortgage could help you:

  • save money on your monthly mortgage payments
  • reduce the term of your mortgage for a similar payment
  • buy more shares in your home (staircase)
  • allow you to borrow some money for home improvements (although this will need your landlord’s approval). Your landlord is unlikely to approve debt consolidation. 
Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £395, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Financial Conduct Authority does not regulate all Buy to Let mortgages.

© 2008-2021 Censeo Ltd. All rights reserved. Data Protection Declaration & Privacy Policy | Company Information | Contact Us


Subscribe To Our Newsletter

Sign up for the latest housing and mortgage news

We respect your privacy. Your information is safe and will never be shared.