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Government plans to cap ground rents on new leases at £10

17 October, 2018

The Government has unveiled new proposals that will see nearly all new build houses sold as freehold. It also plans to cap ground rents on new leases at £10. The measures were announced by Communities Secretary James Brokenshire in an attempt to stamp out unscrupulous leasehold practices. Read more here.  

House price growth still stable – Halifax

8 October, 2018

According to the latest survey by the Halifax, house price growth in the UK remains steady. Their latest property index shows that house prices in were 1.8% higher in the third quarter of 2018 than in the previous three months and 2.5% higher than the same period in 2017. Click here for more on this… Read more »

Mortgage approvals up in August

1 October, 2018

New figures out from the Bank of England show that the number of mortgages approved for house purchase rose to 66,440 in August, which is the highest level since January 2018. Kevin Roberts, director, Legal & General Mortgage Club, speaking about these figures says: “Activity within the mortgage market remains steady as borrowers continue to… Read more »

£2bn pledged by Government to build new social housing

19 September, 2018

The Prime Minister has announced today (Wednesday) that the Government is looking to partner with ambitious housing associations to build thousands of affordable homes. Speaking at the National Housing Federation conference, Theresa May, says she wanted to see housing associations take on more large-scale developments themselves and provide leadership for major projects. More on this… Read more »

Censeo wins Best Financial Partner at 2018 National Housing Awards

6 September, 2018

STOP PRESS Censeo is delighted to announce that it has been handed a prestigious new award. The company was a winner at this year’s National Housing Awards in the ‘Best Financial Partner’ category. This is the second award from the NHA – our first came back in 2016. We are thrilled to have received this… Read more »

Good news for first time buyers as London property prices slump

28 August, 2018

According to Rightmove, asking prices for one and two bed homes have slumped because of a collapse in the buy to let market in London. Average asking prices for these properties are said to have fallen by as much as £11,000 year on year. Click here to read more on this story.

July sees increase in gross mortgage lending

24 August, 2018

New figures out today show that gross mortgage lending increased by 7.6% in July 2018 to £24.6bn, ahead of August’s base rate rise. According to UK Finance, mortgage approvals by the main high street banks fell by 0.8% year-on-year, although remortgage approvals actually rose by 2.8%. Peter Tyler, director at UK Finance, says: “July saw… Read more »

Housing Associations asked for 25% increase in building in return for strategic partnerships

21 August, 2018

Homes England and the National Housing Federation have signed a joint letter asking housing associations to increase building of affordable homes by at least 25% if they are to sign partnership deals. The letter also asks them to commit to a minimum of 1,000 additional grant-funded affordable homes started on site by March 2022. For… Read more »

FTBs could be underestimating upfront cost of buying first home

14 August, 2018

A new study out this week shows that many first time buyers are underestimating how much money they need to save in order to get onto the housing ladder. The report by the Yorkshire Building Society reveals that in only two regions of the country were people setting aside enough money. In London and the… Read more »

House prices hit new record of £230,280 – Halifax

7 August, 2018

According to the Halifax, house prices across the UK rose by 1.4% in July and over the second quarter of 2018, they rose by 3.3% to a new record of £230,280. However the bank said that there was still caution in the market with approvals sent to remain broadly flat until the end of the… Read more »

Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of between £295 and £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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