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House prices bounce back post summer Lockdown

13 October, 2020

According to the Halifax, house prices bounced back strongly in the summer once the Lockdown restrictions were eased. The bank’s latest report reveals that house prices rose 3.3% in the third quarter to September. This rise in prices is very much down to the pent-up demand caused by the Coronavirus, the Stamp Duty holiday put… Read more »

PM announces new low deposit scheme to help ‘Generation Rent’

7 October, 2020

This week the Prime Minister announced a new scheme that would enable first time buyers to purchase their own home with a deposit as low as 5%. At a stroke, this would kickstart the mortgage market which has seen the recent withdrawal of 95%, 90% and even 85% LTV products. He has asked housing ministers… Read more »

Covid 19 one of reasons for slow mortgage applications

5 October, 2020

As we state in our recent Mortgage Insight report, Lenders are taking longer to process mortgage applications – thanks in part to the Coronavirus. A combination of pent-up demand, changes in criteria and a lack of scheduled visits by surveyors means that it is taking far longer to process mortgages than before the Pandemic struck…. Read more »

Shared ownership one of few winners in ‘new normal’

1 October, 2020

Shared Ownership is one of the few winners to come out of what has been an extremely challenging year for all those involved in retail financial services, according to a new report by award-winning mortgage broker Censeo Financial. Their latest Mortgage Insight analyses the effects the Coronavirus has had on the Shared Ownership property market,… Read more »

Censeo thrilled to be involved with Shared Ownership Week

17 September, 2020

Censeo Financial is thrilled to be involved with this year’s Shared Ownership Week, running from 17th to 23rd September.   This event contains a vast amount of information, webinars and advice for anyone looking to buy their first home. Plus our Founder Rupi Hunjan will be speaking on the last day as part of an… Read more »

New model for Shared Ownership announced by the Government

8 September, 2020

The Government announced today plans for a new range of shared ownership options to help the maximum amount of people onto the housing ladder. Robert Jenrick, the Housing Minister, said that the minimum share you could buy in a property would drop from 25% to just 10%. And for those looking to staircase, they could… Read more »

Insight 09 2020

7 September, 2020

Here is a table showing latest Lender rates and criteria. This accompanies Censeo’s latest Mortgage Insight report out this month. Download PDF [pdf-embedder url=”” title=”Shared Ownership Lenders Sep 20201″] If you would like a copy, email

Mortgage deals fall as banks play safe during the Pandemic

3 September, 2020

There has been a dramatic reduction in the number of mortgage deals available to buyers, as Lenders become more risk averse. Instead of almost 800 mortgage deals available before Coronavirus struck, there are now only 60. Banks and building societies are also being much stricter with the criteria meaning it has become harder to get… Read more »

UK sees lowest ever interest rates

19 March, 2020

Interest rates have been slashed to just 0.1% from 0.25% in order to counter the effects of the Coronavirus. This means that rates are now the lowest in the 325 year history of the Bank of England. It is one of the first moves by new BoE Governor Andrew Bailey and was the second rate… Read more »

Business continuity during Covid-19

16 March, 2020

We would like to reassure you that Censeo Financial are closely following Public Health England’s guidance for employers and businesses on the issue of COVID-19. As part of recent Government updates and guidelines, we have put together strong contingency plans for our clients, to make sure that we can continue to provide the best service possible, in any eventuality. In the event that may… Read more »

Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of between £295 and £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Financial Conduct Authority does not regulate all Buy to Let mortgages.

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