12 April, 2019
Censeo Financial is delighted to announce that it has added the West Brom Building Society to the range of lenders it works with. Not only that, but West Brom will be offering an exclusive deal for Censeo customers. Features include: 95% LTV mortgages. Competitive interest rates. Direct access to an underwriter after Full Mortgage Application… Read more »
20 March, 2019
There has been a large increase in people taking out longer mortgage terms, according to new figures from Moneyfacts. This has been attributed to the needs of today’s first-time buyers, Help to Buy borrowing as well as changing income structures in the UK. The figures show that people are increasingly taking out 40-year mortgages rather… Read more »
20 February, 2019
A new report out today reveals that the number of first time buyer mortgages taken out in 2018 was at the highest level since 2006 – before the financial crash. According to UK Finance Mortgage Trends, 370,000 were completed – 1.9% higher than in 2017. In December 2018 along, there were 30,900 mortgages completed. Jackie… Read more »
7 February, 2019
The Bank of England today held interest rates at 0.75% amidst evidence of a slowdown in the economy due in part to Brexit. In its Quarterly Inflation Report, the Bank also pointed to slower than expected growth in the Eurozone, as well as China. Click here to read more on this story.
29 January, 2019
Lloyds Bank this week announced that it would be introducing a 100% ‘lend a hand’ mortgage designed specifically for buyers who need help from the so-called Bank of Mum & Dad. The three-year fixed rate mortgage of 2.99%, will enable first-time buyers who don’t have their own savings to get on the property ladder. Lloyds… Read more »
18 January, 2019
We are thrilled to have been shortlisted for a First Time Buyer award in the Best Supplier category. This follows hot on the heels of us winning a prestigious National Housing Award in 2018.
14 January, 2019
A new report out by CBRE shows that house prices are forecast to rise steadily over the next five years. The global real estate advisor estimates that prices will rise by a cumulative 13.1% despite economic, political and financial trends pointing to a slowing market in the short term. Click here for a full breakdown… Read more »
2 January, 2019
A new report out by the Yorkshire Building Society reveals that the number of first time buyers getting a mortgage is at its highest level since 2006. The report also shows first-time buyer levels now represent 50% of all homes bought with a mortgage. To read more on this story, click here.
24 December, 2018
Censeo Financial will not be open for 4 working days overthe Christmas period (24th, 27th, 28th and 31st December). Our offices will be closing at 5.30pm on Friday 21st December andwill re-open again at 9am on Wednesday 2nd January 2019.
20 December, 2018
The Bank of England has voted to keep interest rates at 0.75% after predicting slower economic growth in 2019. This is partly due to the levels of uncertainty surrounding Brexit. The Monetary Policy Committee, which decided to keep rates on hold for the fourth month in a row, also pointed out that commercial bank funding… Read more »