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News

Treasury holding talks looking at improving access to 95 per cent loan-to-value mortgages

13 February, 2013

We note that the Treasury is in talks with lenders and mortgage trade bodies to improve access to 95% loan-to-value mortgages. These will look at mortgage indemnity guarantees on some older properties. For further information on this story, visit the Mortgage Strategy website (click here).


Council of Mortgage Lenders – gross mortgage lending on the up

11 February, 2013

According to the Council of Mortgage lenders, gross mortgage lending in December reached an estimated £11.7 billion. This brings the estimated total for 2012 up to £143 billion, up from £141 billion in 2011. And over the course of 2013, the CML forecasts that gross lending will reach £156 billion. Click here for more information.


Fall in mortgages rates over last 12 months provided boost to the housing market

11 February, 2013

According to a study by LSL Property Services, the fall in mortgage rates over the last 12 months has provided a boost to the housing market. Research by the company suggested that the average house price in England and Wales hit £227,478 during January, a 3.1% rise on the same period last year. According to… Read more »


Censeo Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of between £295 and £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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